Simple, fair pricing
At Owave, we believe in transparent pricing to help you focus on what matters most: growing your mission. Here’s how our charges work.
One flat fee. That’s it.
No tiers, no fine print, just a single service fee on funds you successfully raise.
7.5%
Service fee
On all successfully funded campaigns. No withdrawal fee, no setup fee, no monthly fee.
Let’s do the math together
Enter an amount to see exactly what a donor pays and what a creator receives.
Fees Calculator
See exactly what a donor pays or what you receive after withdrawal fees.
Owave charges a 5% platform fee. Payment processing is charged separately and includes the applicable Paystack fee plus a small Owave buffer.
The Paystack calculation uses a 1.5% processing rate, a ₦100 flat fee on applicable transactions, and a ₦2,000 maximum processing fee.
Breakdown
Donation amount
₦1,000.00
Goes to the campaign
Owave platform fee (5%)
+₦50.00
Payment processing fee
+₦15.30
Donor pays
₦1,065.30
No setup fee, monthly fee, or campaign creation fee. Fees apply only when funds are processed or withdrawn.
How we protect every transaction
Bank-level encryption
Every transaction is encrypted in transit and at rest.
Verified payouts only
Withdrawals require identity verification before funds move.
Fees shown up front
The calculator above shows your exact take-home before you commit.
Pricing questions
When do I receive my payout?
Naira payouts land in your bank account within 1 business day of your withdrawal request. USDT withdrawals typically confirm within a few hours.
Are there any hidden fees?
No. Owave's only charge is the 7.5% service fee on funds you successfully raise. There's no setup fee, monthly fee, fee to create a campaign, or separate fee to withdraw.
Is there a minimum or maximum withdrawal?
There's no minimum. Large payouts may require additional identity verification, which we'll prompt you for during withdrawal.
Does Owave take a cut, or does my bank?
Owave's 7.5% covers our platform, fraud checks, and support. Your bank or payment network may separately apply its own processing charge of up to 2.5% before funds settle, and that portion goes to them, not to Owave.
Have another question? See the full FAQ.
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